#Projected Financial Statements

[industrialsolutioniid]

Projected Financial Statements: Importance and Components

Projected Financial Statements play a crucial role in project management and finance. They help determine if a business idea is viable and attractive to investors and lenders. Whether you're launching a new business, expanding an existing one, or introducing a new product, understanding these statements is essential. They provide insights that aid in making informed decisions and securing necessary funding.

What are Projected Financial Statements?

Projected Financial Statements are financial forecasts that predict a project's future performance. They estimate income, expenses, and overall profit over a specific period. These statements go beyond mere numbers, offering guidance on financial planning and project performance assessment.

Importance of Projected Financial Statements in Project Reports

In Detailed Project Reports (DPRs), Projected Financial Statements are vital for:

Assessing Financial Viability: They offer insights into expected revenues, anticipated costs, and profitability projections, helping determine the project's financial feasibility and sustainability.

Supporting Funding Applications: Accurate Projected Financial Statements are crucial for securing financing from banks or investors. Lenders use these statements to evaluate the project's potential returns and loan repayment capability, influencing funding decisions.

Strategic Decision-Making: Project managers and stakeholders use these forecasts to make informed decisions. By analyzing these projections, they can identify potential financial risks, optimize resource allocation, and adapt financial strategies to enhance project success.

Components of Projected Financial Statements

Projected Financial Statements typically include:

Income Statement: Forecasts revenues, expenses, and net income over a specific period, providing a snapshot of the project's profitability.

Cash Flow Statement: Tracks cash inflows and outflows, including operating, investing, and financing activities. This statement is crucial for assessing liquidity and cash management.

Balance Sheet: Summarizes the project's assets, liabilities, and equity at a specific point in time, offering insights into the project's financial health and solvency.

Steps to Prepare Projected Financial Statements

Creating accurate Projected Financial Statements involves several key steps:

Gather Historical Data: Start by collecting and analyzing historical financial data, if available, to understand past performance trends.

Market Analysis: Conduct thorough market research to identify market trends, competitive landscape, and customer demand forecasts. This information is vital for projecting future sales and revenue streams.

Financial Assumptions: Make informed assumptions about factors like inflation rates, interest rates, exchange rates, and cost projections. These assumptions form the basis for your financial forecasts.

Financial Modeling: Use financial modeling tools or templates to input your data and assumptions. These tools automate calculations and generate projected financial statements, ensuring accuracy and consistency.

Review and Adjust: Regularly review and refine your projections as new information becomes available or as project dynamics change. This iterative process improves the reliability and relevance of your projected financial statements.

Customized Project Reports and Their Significance

In today's competitive business environment, Customized Project Reports tailored to specific industries or sectors are increasingly popular. These reports delve into details, including Projected Financial Statements, to address each project's unique challenges and opportunities. They enhance credibility and appeal to potential investors and lenders by providing a clear view of a project's financial viability and sustainability.

Conclusion

Imagine steering a project with the foresight provided by Projected Financial Statements. These statements forecast your project's financial outlook, highlighting potential risks and opportunities. This foresight helps project managers, entrepreneurs, and stakeholders make informed decisions and plan effectively. Whether you're compiling a Detailed Project Report (DPR), a Bankable Project Report (BPR), or a custom report, understanding Projected Financial Statements is crucial for success. Mastering them allows you to navigate financial challenges, avoid pitfalls, and optimize resources. Stay tuned to our blog for more tips on managing finances, planning projects, and making strategic decisions. For a deep dive into Projected Financial Statements and their role in project financing, feel free to reach out to our experts or explore our comprehensive resources.

[tfshouldidohere]

all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax all my schoolwork will be done soon then i can relax

[responix]

Powerful Insights: What Are Pro Forma Financial Statements and Why They Matter

Understanding What Are Pro Forma Financial StatementsWhat Are Pro Forma Financial Statements Used For?Types of Pro Forma Financial StatementsPro Forma Income StatementPro Forma Balance SheetPro Forma Cash Flow StatementWhy Pro Forma Statements Matter in Financial ForecastingWhen to Use Pro Forma Financial StatementsHow to Create Pro Forma Financial StatementsStep 1: Define Your PurposeStep 2:…

[rightnewshindi]

हिमाचल में केंद्र उठाए रेल और हवाई अड्डे का खर्च, उपमुख्यमंत्री बोले, 2027 में बिलासपुर पहुंचेगी रेल

Bilaspur News: हिमाचल प्रदेश के उपमुख्यमंत्री मुकेश अग्निहोत्री ने राज्य की आर्थिक स्थिति और बड़े बुनियादी ढांचा परियोजनाओं को लेकर केंद्र सरकार से बड़ी अपेक्षाएं जताई हैं। उन्होंने कहा कि हिमाचल अपने गठन के समय से ही वित्तीय रूप से मजबूत नहीं रहा, इसलिए एयरपोर्ट और रेलवे जैसे बड़े प्रोजेक्ट्स का खर्च केंद्र को उठाना चाहिए। यह बयान सोमवार को विधानसभा में प्रश्नकाल के दौरान विधायक त्रिलोक जम्वाल…

[r0semultiverse]

This is a general statement, but I think when you use your large audience and clout as a way to try and intimidate others out of speaking out against you, that makes you a piece of shit.

[moolamore]

A Comprehensive Guide to Cash Flow Forecasting for Businesses

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Best Cash Flow Forecasting Software

With Moolamore's intuitive interface and cutting-edge features, it's your crystal ball to predict, adapt, and thrive in today's ever-changing landscape. You can ensure the financial stability and success of your business by leveraging its benefits. Begin your 14-day free trial today!

[ziracona]

The Party at Lucky 38: So after all the debate about you succumbing to greed...Did you succumb to greed, or make a stand? I mean obviously you lived but, did you really turn down all that gold, or did you somehow cheat the question.

Minka: Oh no I thought about it for a second sure, but I didn't care that much about money honestly -

*Boone, who has seen her drop 4,000caps on 308 ammo for him at random, nodding in silent 'yeah that tracks'*

Minka: -and I didn't want to complicate things. I decided only fair to stick to my guns and live clean, so no I didn't drag my overladen body out of that place. I went in going 'only what you can take' and I only took what I could carry out easily.

Everyone: *nodding, impressed*

Arcade, smarter and used to Minka(tm) existence plane, dripping with tired sarcasm: What you could carry being one gold bar, then?

Minka, fucking jacked, dropping 315lbs of gold bars: built different

[goddessinnerglow]

Become Your Best Version Before 2025 Masterlist

Hello! This is the Become Your Best Version Before 2025 masterlist. It’s a collection of all the posts from the series, gathered in one place to make it easier for you to access and follow along.

I hope you find it inspiring and helpful as you work towards becoming the best version of yourself!

Day 1: What Does Becoming Your Best Version Mean

Day 2: Understanding Yourself / Self-assessment

Day 3: Identifying Limiting Beliefs

Day 4: Identifying Your Core Values

Day 5: Setting SMART Goals That Actually Stick

Day 6: Creating Your Personal Mission Statement

Day 7: Building Better Habits

Day 8: Mastering Time Management

Day 9: Auditing Your Relationships

Day 10: Mastering Your Emotions

Day 11: Taking Care of Your Body

Day 12: Stress Management

Day 13: Financial Planning and Budgeting

Day 14: Career and Purpose

Day 15: The Power of Self-Talk

Day 16: Digital Detox and Mindful Living

Day 17: Decluttering Your Life

Day 18: Creating Healthy Boundaries

Day 19: Self-Care Rituals That Actually Stick

Day 20: Building Confidence

Day 21: Overcoming Fear & Self-Doubt

Day 22: Developing New Skills

Day 23: Personal Style & Self-Presentation

Day 24: Setting Up Progress Tracking Systems

Day 25: Designing Your Accountability Plan

Day 26: Personal Development Tools and Resources

Day 27: Hobbies & Passion Projects

Day 28: How to Keep Yourself Motivated

Day 29: Prioritizing Yourself and Your Needs

Day 30: Creating Your Vision for 2025

Day 31: The Beginning of Your Best Year Yet

*** Divider Credit: @thecutestgrotto ***

[davidkehr08]

Financial Accounting Assignment Help

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[riversideresourcesinc]

Unveiling Riverside Resources: Resource Extraction Companies, Financial Statements

Financial Statements Riverside are the lifeblood of any corporation, offering vital insights into its financial health. Riverside's financial statements mirror the company’s financial stability and resilience.

[fiercynn]

on ao3's current fundraiser

apparently it’s time for ao3’s biannual donation drive, which means it’s time for me to remind you all, that regardless of how much you love ao3, you shouldn’t donate to them because they HAVE TOO MUCH MONEY AND NO IDEA WHAT TO DO WITH IT.

we’ve known for years that ao3 – or, more specifically, the organization for transformative works (@transformativeworks on tumblr), or otw, who runs ao3 and other fandom projects – has a lot of money in their “reserves” that they had no plans for. but in 2023, @manogirl and i did some research on this, and now, after looking at their more recent financial statements, i’ve determined that at the beginning of 2024, they had almost $2.8 MILLION US DOLLARS IN SURPLUS.

our full post last year goes over the principles of how we determined this, even though the numbers are for 2023, but the key points still stand (with the updated numbers):

when we say “surplus”, we are not including money that they estimate they need to spend in 2024 for their regular expenses. just the extra that they have no plan for

yes, nonprofits do need to keep some money in reserves for emergencies; typically, nonprofits registered in the u.s. tend to keep enough to cover between six months and two years of their regular operating expenses (meaning, the rough amount they need each month to keep their services going). $2.8 million USD is enough to keep otw running for almost FIVE YEARS WITHOUT NEW DONATIONS

they always overshoot their fundraisers: as i’m posting this, they’ve already raised $104,751.62 USD from their current donation drive, which is over double what they’ve asked for! on day two of the fundraiser!!

no, we are not trying to claim they are embezzling this money or that it is a scam. we believe they are just super incompetent with their money. case in point: that surplus that they have? only earned them $146 USD in interest in 2022, because only about $10,000 USD of their money invested in an interest-bearing account. that’s the interest they earn off of MILLIONS. at the very least they should be using this extra money to generate new revenue – which would also help with their long-term financial security – but they can’t even do that

no, they do not need this money to use if they are sued. you can read more about this in the full post, but essentially, they get most of their legal services donated, and they have not, themselves, said this money is for that purpose

i'm not going to go through my process for determining the updated 2024 numbers because i want to get this post out quickly, and otw actually had not updated the sources i needed to get these numbers until the last couple days (seriously, i've been checking), but you can easily recreate the process that @manogirl and i outlined last year with these documents:

otw’s 2022 audited financial statement, to determine how much money they had at the end of 2022

otw’s 2024 budget spreadsheet, to determine their net income in 2023 and how much they transferred to and from reserves at the beginning of 2024

otw’s 2022 form 990 (also available on propublica), which is a tax document, and shows how much interest they earned in 2022 (search “interest” and you’ll find it in several places)  

also, otw has not been accountable to answering questions about their surplus. typically, they hold a public meeting with their finance committee every year in september or october so people can ask questions directly to their treasurer and other committee members; as you can imagine, after doing this deep dive last summer, i was looking forward to getting some answers at that meeting!

but they cancelled that meeting in 2023, and instead asked people to write to the finance committee through their contact us form online. fun fact: i wrote a one-line message to the finance committee on may 11, 2023 through that form, when @manogirl and i were doing this research, asking them for clarification on how much they have in their reserves. i have still not received a response.

so yeah. please spend your money on people who actually need it, like on mutual aid requests! anyone who wants to share their mutual aid requests, please do so in the replies and i’ll share them out – i didn’t want to link directly to individual requests without permission in case this leads to anyone getting harassed, but i would love to share your requests. to start with, here's operation olive branch and their ongoing spreadsheet sharing palestinian folks who need money to escape genocide.

oh, and if you want to write to otw and tell them why you are not donating, i'm not sure it’ll get any results, but it can’t hurt lol. here's their contact us form – just don’t expect a response! ¯\_(ツ)_/¯

[tfshouldidohere]

i hate how i contribute a shit ton to the group but then if u ask me what exactly i contributed, i cant answer it bcuz its all a blur of "gotta make it gotta make it gotta make it" n then none of me realizes *i made it*

[ouroborosmoons]

Popular Front for the Liberation of Palestine:

The Popular Front Calls for a Boycott of the Democratic and Republican Parties and Emphasizes the Need for Not Voting for Advocates of Genocide and Supporters of Colonialism

The Popular Front for the Liberation of Palestine calls on all the free people of America, especially supporters of the Palestinian people, Palestinian and Arab communities, as well as Black organizations and minority organizations, to boycott the Democratic and Republican parties in the U.S. elections scheduled for tomorrow, as both share clear colonial objectives aimed at the genocide of our people and the reinforcement of the zionist settler project.

Both parties have been directly involved in the ongoing war of genocide against our Palestinian and Lebanese peoples, never hiding their blatant bias in favor of the occupation and their continuous support for its racist policies that target the existence of the Palestinian people and uproot them from their land.

The stances of the two American parties reflect an explicit endorsement of ethnic cleansing, legitimizing zionist crimes and massacres against our people through financial, political, and military support for the zionist entity. Statements by leaders of these parties seek to beautify and justify their imperialist policies, using colonial rhetoric that views the Palestinian people as an obstacle to their so-called "civilizational project," while their election campaigns overlook the heinous crimes committed daily against Palestinian civilians, especially women and children, in an attempt to mask the true face of the occupation and legitimize its crimes.

The Democratic and Republican parties continue their efforts to gain the support of zionist lobbies and influential powers, in pursuits aimed at reinforcing policies of mass displacement and systematic oppression against Palestinians.

In this context, the Popular Front renews its explicit call for all honorable individuals within American society not to vote for these two parties, which use American taxpayer money, drawn from the blood of the American people, to support the zionist genocide regime.

The Popular Front sees the boycott of these two zionist-aligned parties in tomorrow's U.S. elections as a moral stance no less significant than any other form of solidarity with the Palestinian people and the rights of oppressed peoples. It is also an effective means of exposing the falsity of American slogans that speak of freedom and human rights. The United States, through its political tools, seeks to exploit these concepts to justify its crimes and perpetuate its hegemony over nations, without regard for the rights of Palestinians who face the worst types of crimes.

Finally, the Front considers the boycott of the two parties a clear internal message to the U.S. administration and the international system surrounding it: those who collude in the shedding of our people's blood and their displacement should not receive the votes of the world’s free people and our communities, who refuse to be complicit in their election or serve as silent witnesses to their criminal policies in power.

The Popular Front for the Liberation of Palestine

Central Media Department

November 4, 2024

[seoservice-25]

Donation slip for NGO

With the help of this tool you can generate a professional and effective donation slip for your NGO.

[moolamore]

What is a Short-Term Cash Flow Forecast and why is it important?

Short-term cash flow forecasting is critical for managing your company's cash flow. It considers the money you have, the cash you expect to bring in, and what is expected to come out in a specific time frame. Cash flow forecasting is important because it gives you visibility into your future cash position. It shows you where cash is tight and when you need to take action to close the gap.

They are also extremely important when requesting assistance from banks or investors because they become part of an investment package of information about the health of your company and future growth. Here are the five most important steps to take to ensure you're on the right track:

[kiss-me-muchoo]

𝐚𝐧𝐠𝐞𝐥 𝐨𝐟 𝐬𝐚𝐭𝐢𝐬𝐟𝐚𝐜𝐭𝐢𝐨𝐧 || 𝐇𝐚𝐧 𝐉𝐞𝐨𝐧𝐠-𝐖𝐨𝐧 𝐱 𝐟𝐞𝐦!𝐫𝐞𝐚𝐝𝐞𝐫

part one: here // part two: kiss away

summary_ amidst studying in Korea and having an ordinary life, you fall in love with a wealthy man, but turns out he had too many secrets, for example, being married.

warnings_ age gap (not specified but reader is in uni), implied sex, cheating, fluff, angst, jeong-won is still tormented but it’s truly happy with reader, reader wants to be a teacher and is implied to be American, NO PROOFREAD YET

notes_ pls listen to angel of satisfaction is such a banger 𝄞⨾𓍢ִ໋♬⋆. Using the salesman tag bc we need to avoid the flop okay?

♫ ♪ the worst playlist 4 gong yoo

✰ Index (+ fics here)

୨ৎ───୨ৎ───୨ৎ———୨ৎ───୨ৎ

In his arms, you felt safe.

With his kisses, you felt cherished.

The man who urgently smashed his lips with yours in the middle of the dance floor while music blasted from the speakers was the love of your life.

He couldn’t resist the temptation. Couldn’t miss the chance and needed to let you know he always loved you. That everything was true.

“Please, believe me…” he pleaded.

“Fuck you, Jeong-Won”

Frivolously, you leave the taste of poison on his lips. His hand tried to grab yours, but you slipped, leaving him.

Like you had already done before.

But it didn’t make it easier, because tears started falling down the first step out of the club.

And in the middle of the cold night, you slip into your coat and start a quiet walk towards home.

You wished you knew he was mourning a life he had before you.

…

[eight months ago]

Leaving your comfort zone was something you hated. But as soon as you grasped the change, you easily adapted to it.

For a couple of months, surviving all alone in South Korea seemed like it would never cease to feel like a struggle. But you were patient enough to make friends, move out of the dorms of university, and find a home in the wealthy godmother of yours who let you stay at an apartment she had.

Her kindness was so big that she even arranged a full remodeling project that lasted months.

And it was one of those weekends when you finished early your assignments and essays that a plan popped out. Working as a counselor assistant did little to support you financially but the aid from your home government was a good complement. Hence why you couldn’t refuse a night out with your friends; Jade, Ruby, and Seoun-mi.

“Can you pass me the highlighter?” Asks your blonde friend Ruby. It was Seoun-mi who passed her the shiny compact while rolling her eyes. “You already used it, Ruby”

“It’s not enough” You start laughing and Jade joins you.

“Don’t you girls think my dress is a little too much?” You ask pointing at the bright orange dress with scattered sequins hanging from your door. “Do you want to meet guys?”

“God no” you reply to Jade, shaking your head.

“Then wear black tights and some fitted boots” Ruby suggests, which comforts you enough to agree.

“The club we’re going to is not popular with foreigners or students. Boys won’t hit on us” Seoun-mi states, putting on her kneels.

“Good” you affirm. “I’m not in the mood for men”

…

Even with the lights out and neon flashes flying all over the place, your orange dress was making a statement. But in the company of your friends, you weren’t paying attention. A Nelly Furtado song from the 2000s was playing when Ruby complained she wanted some vodka. It was you who offered to ask for it.

And it was then when Han Jeong-Won was coming out of the restroom after smoking a cigarette. He had been deep into shit in that same place months ago, barely conscious and fighting a man. But now, he was at the club, along with the mere purpose of disconnecting from his life for a little while.

The crowd only swayed along to the music, Jeong-Won seated at the bar, but he couldn’t help but notice you were the only person actually dancing, it made him stare longer. Until he caught himself eyeing you up and down.

Definitely foreigner; lousy, careless but refined.

It was such a big coincidence that you walked towards him when the song was over. He heard you laughing at something your friends said in the distance. Fluid English coming out of your mouth.

“Hi! Any vodka or tequila?” You don’t look at the man beside you, his elbow almost touching your ribs. “Just vodka. Bottle or ?….”

“The bottle is fine” you confidently say, the bartender nods and disappears to get your wish.

“Fun Saturday?” The man beside you asked. You turned to eye him, surprised to hear his English was very good. And of course, his attractiveness didn’t pass unnoticed by you.

“I guess so…” you say nodding. “Hey, your English is really good”

“It was a requirement in university” his voice was deep, and even in the middle of the chaos of the club, you could hear him perfectly well. “I wasn’t very good at the beginning”

“Oh, so are you done with your career?” He nodded, drinking from his glass, which seemed to be something like a mojito. “Music engineer”

“You produce? Show me something you’ve done, I love music. There is no day without me playing music…” he chuckles and you realize you were flirting, almost making you freeze. “I do produce actually. But what about you?”

“I’m trying to get into the educational department. I really like to write. So University counselor or professor will be fine…” he nods, hiding his surprise and awe.

“That’s really nice…” his fingers twirl around the straw of his drink, a little smirk in the corner of his lips. “Maybe you can show me your writings one day…”

Your smile grows playful, accepting the fact that he is also flirting with you.

“Isn’t it that I’m a little too young for you?”

“We’re just talking”

“You’re right, my bad…” both of you laugh.

The bartender ruined the moment, he handed you the bottle and you handed back a bill. You offer the mystery man a last glance before turning to leave.

“Hey!” You turn to see him. “I didn’t get your name or anything…”

“If it’s meant to be, we’ll meet again!” you say smiling before disappearing into the crowd of people dancing.

Jeong-won remained there seated, smiling as he finished his drink. And at that moment he realized how much he had smiled in the short span of less than ten minutes.

…

The sound of your stomach growling made your steps hurry up, almost jogging down the street. You arrived at a burger shop, eager to order.

“Just no cheese and no onion please” the girl nods, handing you your receipt and your cup. “Thanks”

As your order awaits, you pick diet cherry vanilla coke from the soda fountain. You hear your number and after grabbing your bag, you are ready to eat outside because the weather is nice. Your receipt falls and when you’re about to pick it up, a big hand does it for you.

It’s him.

“So it was meant to be?….” He asks as soon as he notices it’s you as well. You smile briefly, before feeling your cheeks are heating up. “Apparently…”

He was wearing a sweatshirt and some jacket, jeans, and random sneakers. He was very handsome. With the help of the daylight, you can see he’s older than you. But he’s still gorgeous.

“Where are your friends?” You roll your eyes playfully. “They have classes today”

“And you don’t?” He had also picked up his order and looked tired. “No, I always avoid classes on Fridays or the weekends”

“Ah, smart girl” he sounds so perfect, too nice and calm.

“So, any plans? Or you wanted to eat alone?”

“Well, I planned to eat outside and then take the sub to a mall. I need some new clothes…” Still holding his bag or food, he nodded.

“I’ll propose you something…”

“Uh huh?” He nods again, chuckling.

“You eat with me inside and I take you to the mall” Finally your cheeks heat up completely and he notices.

“Dude, I don’t even know your name” both of you start laughing.

“Han Jeong-Won”

“I’m y/n”

Both of you smile and then you offer your hand for him to shake. Which he considers so occidental, but agrees to do so.

And once again, he noticed how much he was smiling and forgetting about some details of his life.

…

An hour and a half later, you know more about his job, but mostly he asked about you, which made you feel like he wasn’t trying to show off. Or he could be hiding something but he was very chill and kind. After finishing your food, both of you walk outside.

“Oh, you have to be fucking kidding me,” you say chuckling, abruptly stopping at the parking lot.

Jeong-won owned a grey Hennessey Venom F5 and was proudly standing beside the driver’s door.

“This is too much for me” he starts laughing.

“Stop trying to sound humble”

“But I am!” You reply also laughing. “I like some expensive stuff but mostly I find this very ostentatious”

“But it’s pretty, isn’t it?” his smirk makes you roll your eyes and look away, smiling.

“Oh, sure it is…” he walks over and opens the passenger seat for you, gentlemanly inviting you to sit.

“Only pretty girls get to sit here”

“That’s so tacky” Both of you start laughing again. But you finally take a seat and he closes the door.

All the way to the mall he showed you some of the music he produced. Jeong-Won was a serious man, but in the 24 hours you had met him, he was always able to offer you a smile or laugh. His phone continuously rang and you urged him to answer but he said it wasn’t important.

If only you had been able to see the screen…

…

Jeong-won followed you through the candle store, pretending to be attracted to some of the bright bottles with wax and odors but the truth was that he only wanted to listen to you.

“And I don’t like fish. Ahi tuna is fine but it’s mostly raw so…”

“You prefer meat?”

“If it was on me, I would gladly eat purely tofu. But I really like burgers and steaks” you admit giggling.

Your heart continuously beating made you accept you really liked the man beside you. He had made you feel so comfortable and welcome since you met him.

“Oh, I can cook you a steak with vegetables, it’s one of the few dishes I enjoy doing myself” Your cheeks blushed again at his statement. Was he inviting you to meet again?

“But you said you don’t eat at home” you object, deciding on a cardamom candle and going straight to pay.

“I can make exceptions” Once again you meet his smile and it makes you feel delusional. The intrusive thought of anticipating him as the one merging.

“And I will make tofu appetizers” It was on purpose your mocking tone. Just in case Jeong-won never meant to invite you on a date.

“Next Friday. My place. Casual dinner…” he offers, leaning on the counter as you pay your candle. “What do you say?”

“Alright,” his proud smile makes you roll your eyes at him before grabbing your bags and exiting the store.

You think it’s time to tell your friends about him.

…

“NO WAY! The hot dude we saw you talking to at the club?” Jade screams through the video call. You start laughing and nodding.

Everyone one of your friends is shocked.

“We met at the burger shop and then he took me to the mall and there he literally went shopping with me and at the end invited me to have dinner at his place next Friday” Everyone starts yelling and cheering, making it harder for you to believe that you pulled up a hot man like Han Jeong-won.

“Baby, we’re coming tomorrow and we won’t leave until you have an appointment made for your hair and a waxing,” Ruby tells you and it makes you burst laughing.

“Actually that would be nice. And please stay over, you can practically move in with me if you want”

“We can’t move in when you’re one step away from getting a boyfriend, unnie” says Seoun-mi, which makes everyone burst laughing again.

…

The house was ridiculously clean and big. Jeong-won kept his promise and cooked a steak with vegetables. Your tofu was also gone, he let you pick a glass of wine from the floor below and there he kissed you.

“Isn’t it that I’m a little too young for you?” You repeated what you said the night you met him at the club, Jeong-won chuckled, still holding your waist. “You are, but… I feel very comfortable when I’m with you”

You smile, feeling your heart flutter in love. He was so adorable and sweet, only a gentleman to you since you met him.

“I feel the same way about you” In the dark wine cellar of the house, you barely can see the features of Jeong-won, his hair looks even darker than it is and he had to slightly bend over to face you.

Which led to having a dinner full of teasing, leading to you kissing him in his lap upstairs with the TV on in the background.

“We can stop if you want…” he whispers in your mouth. But it’s too fucking late.

You can feel how hard he is, you can feel your panties are growing wet.

“It’s okay, I want you…” He throws his head back when you grind against him. And it’s oddly beautiful how you’d never considered a man so pretty like him.

“Keep moving like that…” he says barely able to talk properly. That makes you feel confident and sexy.

“Fuck, you’re so pretty, darling…” you moan on his lips, knowing it’s over once he takes out his cock and puts aside your panties.

“Jeong-won!” you moan his name, repeating it like a mantra over and over again.

You can’t believe how good things are going. So good that you are blinded enough to miss the red flags.

…

Four months together. He didn’t know how it happened. Six months ago he married Noh In-ji just to please his ex-wife. His cheating was not in the plans. You weren’t meant to appear in his life.

Jeong-won never considered age gaps romantic. His parents had one and it didn’t go well, let alone the other problems he had to witness as a kid. In fact, he thought you were pretty but he was only being friendly when you ended up by his side that night at the club.

But he started to feel very comfortable as you talked to him. He didn’t feel the need to oppress his feelings as usual. He allowed himself to smile, laugh, and be talkative.

Jeong-won felt alive.

Whenever you were around he was able to forget about his ex-wife, the baby, his pain, and dealing with his difficult new wife.

Just when he was so close to falling for In-ji.

Your voice singing caught him in his inner thoughts and briefly eyed you taking pictures of the landscape as he drove through the empty highway.

Jeong-won returned his attention to the highly and smiled.

“You should autotune my voice, honey. I know I am no singer” you admit smirking at him before looking away.

“Actually you sound fine…” The small he offers you is sweet and makes you want to lean and kiss him deeply. But he’s driving you to a lake he loved to go to in his free time to fish and just pass the time.

“Bullshit. But I’ll take the compliment” he chuckles, showing you his right dimple from the view of his profile. “Whatever. Tell me about the lake”

“I used to go there a lot since I was a teenager. Whenever things got rough at home, I went there to… forget about it” his uncomfortable tone made you seize your smile. He told you about his parents and his harsh infancy. You couldn’t blame him.

“It’s different now. I go there with my boss, who’s also my friend. And now I’m taking you there… only good times now. I promise”

He also took In-ji to the lake once. Jeong-won desperately pleaded for the right moment to tell you the truth. He had two months left of marriage. His ex-wife still haunted him a little but he was comfortable after pushing her away. There was a lunatic after In-ji but since she didn’t want him to be nosy about it, he found more than comfort in you.

“We’re here!” You squeal excitedly, making him smile at the sight.

Once he parks the car, you get out to appreciate the view. Jeong-won has been there so many times that the only beauty he sees is you.

In sneakers, jeans, sweater, coat, and camera in hand. You look so ordinary, yet so perfect to his eyes. You were the woman he really wanted to call his partner.

That didn’t mean Jeong-won didn’t feel so terrible for lying to you. For also lying to In-ji and getting away with it.

“JEONG-WON! HURRY UP, HONEY!” You yell, noticing he got lost in his head. You wonder what was he thinking. But you soon forget as he gives you one of his cutest smiles.

He starts literally jogging towards you, making you laugh, urging you to run so he can catch you.

The adrenaline flows when he starts running behind you. All you can feel is peace and joy. The man that catches you in his arms is your boyfriend.

“Got you, sweetheart,” he says in your ear, making you blush as he spins you to lean and kiss you.

His lips were soft despite his rough appearance. Jeong-won in general was so sweet, touch deprived and you were the one who broke those barriers.

He’s all you never knew you wanted and someone you weren’t waiting for…

“I love you” you admit confidently. He smirks, tilting his head.

“Me too” he admits to his own surprise.

He knows there’s no way back.

…

Periwinkle was one of your least favorite colors. But you loved how a dress of that color fitted you with grey tights and heels, a grey coat covering you as well as you entered the fancy restaurant. Jeong-won insisted that you two had to celebrate your achievement of passing every midterm of the semester.

“I’ll get the squash blossom soup” you order after your boyfriend and once the waitress leaves, it’s just you and him.

“You always look pretty, but I really think you look lovely tonight, darling…” Your face burns and you shyly smile, hiding your face behind your glass of wine.

“Ah ah, don’t hide from me! I’m being serious” he says chuckling, trying to move the glass away. “It doesn’t match the necklace, but it’s okay”

“I don’t care. I love the necklace and I’ll wear it every single day. Even if it doesn’t match…”

He gifted you a Tiffany gold necklace with a heart pendant. You were embarrassed but enamored by it. He shushed your attempts to politely reject the gift by burying his face between your legs. It left you with no choice but to place the necklace around your neck and admire it in a nearby mirror as you rode him at your apartment.

Luckily Seoun-mi made you an appointment at a public hospital to get your birth control.

When you least expect it, you already finishing your squash blossom soup. Jeong-won is nearly done with his plate and both of you are laughing because he almost spilled the wine.

The solid proof of Jeong-won feeling head over heels for you is evident when all he can focus on is your face.

Although there are no wrinkles in your face yet, some appear around your eyes as you keep laughing. He smiles, ignoring all of his surroundings, miserably ignoring the approaching figure coming to the table.

Everything is perfect until you spot a beige coat, your laughs suddenly stopping as you look up to encounter a woman.

Fear starts creeping up as you notice how Jeong-won also stops smiling, only to lock his eyes with the woman before she turns her head to scan you.

She’s young, maybe a little older than you, like your boyfriend. But she’s very pretty and elegant. But her cold demeanor makes you uncomfortable, the feeling doesn’t abandon you as she looks away from you.

“You didn’t tell me you were having dinner out, sweetheart” she speaks to him in Korean, offering a cold and feigned smile.

You are no fool, quickly thinking the worst. Hoping it’s a mistake.

“In-ji…” he reveals the woman’s name and sounds almost like he’s begging. But you don’t know what.

“I’m sorry, What is happening?” you dare to ask, making both of them turn to look at you.

“I’m Han Jeong-Won’s wife”

Color leaves your face, your stomach awkwardly churns and your hands start to shake, getting on your nerves.

How did Jeong-won hide it so well?

Why? Why? Why? Why?

“Earlier, your phone call accidentally linked to the car I borrowed” the woman reveals, but nobody says anything.

But you know it’s time to go…

Embarrassment floods you, making you a mess of yourself. Your cheeks burn so bad that your face looks red as a beet, you can feel your heart racing and your hands keep shaking as much as you try to calm yourself.

You stand up from the table, hurrying to grab your coat and purse.

“Please, y/n…” you hear Jeong-won calling you, but you don’t even look at him.

“The least you can do is pay for my dinner and beg on your knees for forgiveness to your wife…” you spit out, unable to look at any of them or the nosy people having dinner in the place.

The unwanted attention makes you sick. Only worsening the moment.

The couple stares at you, noticing that even when you were walking away, it was obvious that you started crying and you tried to wipe the tears away.

In-ji almost felt bad for you. Despite looking young and careless, you seemed mature enough. She expected to argue, but she ended up surprised to see you only left and eyed her with evident apologies.

“I deserve an explanation,” she says once you’re finally out of their sight.

“Yeah, you do…” Jeong-won admits, sighing after handing his card to pay the check.

He would pay for your dinner but he would not beg for forgiveness to his wife.

“Why did you do this?” In-ji asks as both leave the restaurant.

She’s certainly jealous but hides it so well. And more than that, she is curious.

“When I’m with her, I don’t feel tormented. I can be myself with no restrains…” he says, looking tired, beat down by the situation, but he briefly smiled at the tons of memories he had made with you.

“Did you ever feel that way with me?” Suddenly In-ji felt nervous, but she had to know.

“I did” After some silence, Jeong-won adds “I was so close to falling for you, but you proved to me we could never trust each other completely”

“That’s not true”

“She picked you well and was right. I will never match with you…”

That breaks her heart. Knowing damn well what he meant.

Her eyes get teary but feels confident to throw the next question.

“Do you love her, Jeong-won?”

“I love her”

She nods, watching him walk away towards his car.

The ex-wife, the wife, and the girlfriend…

Get a fucking grip, man. Get your shit together, Jeong-won thought.

A disastrous marriage, a fake one, and a healthy relationship.

From three totally different relationships, only one had made him feel safe and comfortable.

It was yours and his name that he wanted to see and hear together.

He was the perfect boyfriend but a shit of a person. And of course, you didn’t deserve that.

You deserved his pleas. And so you would get them.

୨ৎ───୨ৎ───୨ৎ———୨ৎ───୨ৎ

Part two or what?

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